Ford Financing in Saint Johns, MI

At Pauli Ford, we are dedicated to finding you the perfect vehicle on our lot. Whether you are looking to get behind the wheel of a brand-new Ford or one of our used cars for sale, our commitment to you as the customer stands strong. But finding the right fit is only one step in the process of buying a new or new-to-you vehicle. After you find your new car, truck, or SUV, you need to figure out how you want to pay for it - direct payments, an auto loan, or a lease. So how do you know which is best for you? That is what our dedicated team is here to assist you with.

Direct vs Loan vs Lease - Vehicle Purchase Options

There are a couple of options when it comes to buying a vehicle. Not every option will work for every driver, nor appeal to everyone equally. The first choice you have when you purchase a vehicle at Pauli Ford is to pay for it upfront. We do allow you to make direct payments via card or check if you have the money in your account to pay for it. This is not a very common choice but can be the right one for some drivers. For everyone else, we have a couple of other great options

If you know that you eventually want to own the vehicle you are looking at, we will help you fill out an auto loan application. And once you apply for a loan, we will go over the financing options with you to help you find the best rates and terms possible. But if you are not sure that you want to commit to a vehicle long-term, we will show you some of our vehicle leasing options. A lease provides the opportunity to drive a great vehicle for a set period of time and then return it when the contract ends. And if you fall in love with the vehicle, you can purchase it after the lease. We are here to make purchasing your next vehicle simple and flexible.

Down Payments & Vehicle Trade-Ins

If you are going to pay for your next vehicle with an auto loan or lease, you will likely need to put some money down. There are two options for doing this: a down payment or vehicle trade-in. A down payment is exactly what it sounds like. You can use money from your bank account toward the price of the vehicle to lower the amount being financed or to lower your lease payments.

If you do not have cash to put down or want to supplement what you do have, you can choose to trade in your current vehicle for money to go toward your loan or lease. And if you want to know what your vehicle is worth before coming in for a visit, you can value your auto trade right on our site. Whether you want to put money down or use a vehicle trade-in as a down payment, we at Pauli Ford are committed to streamlining the process and ensuring your monthly payments are affordable for you.

Finance at Pauli Ford

If you are ready to get behind the wheel of a new vehicle and want to work with a dealership that will put you and your finances first, choose Pauli Ford. We will make sure you are comfortable with the way you are paying for your vehicle and will keep your best interest in mind at all times. So there’s no reason to wait. Contact us or swing by our dealership today! We look forward to working with you.